Cashback vs Discount

The break-even spend between a cashback card and a discount, and which one is ahead on the basket you actually shop with.

Math & convertCashbackDiscountCompare
Cashback vs Discount screenshot

Two percent back against ten percent off, and an annual fee in between. Finds the annual spend where the card starts winning, accounts for the cashback cap, and checks that against your real basket size. CASHBACK DISCOUNT BREAKEVEN

Which wins
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Net value against annual spend
Break-even detail
ScenarioCard netDiscount savingWinnerDifference

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