Present Value Calculator

Discount a lump sum, ordinary annuity or annuity due back to today, and see the interest the discount rate is actually charging you.

Math & convertDiscountNpvAnnuity
Present Value Calculator screenshot

Discount a lump sum, ordinary annuity or annuity due back to today, and see the interest the discount rate is charging you.

Inputs

Result

Present value—
Future value—
Total paid / received—
Interest earned—

Present value is the sum of each cash flow discounted back to today at the given rate. A rate of zero returns the sum of the flows unchanged — a useful check that the discounting is wired up correctly.

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