| Year | Continuous | Interest to date | Annualised |
|---|

The break-even spend between a cashback card and a discount, and which one is ahead on the basket you actually shop with.

Net profit after the fee on both legs, the real ROI, and the exit price at which the trade only just breaks even.

What a sum is worth in today's money over time, and how much of a nominal return inflation quietly takes back.

List every balance, minimum and APR, add an extra monthly payment, and see the avalanche and snowball plans run side by side with the interest each one costs.

Build a table of contents from Markdown headings with GitHub-accurate anchor slugs, including the -1 suffix on duplicate headings.

Encode or decode with a 5x5 Polybius square, with an optional keyed alphabet and GitHub-style coordinate pairs.

Sort a CSV, TSV or pipe-delimited table by any column, auto-detecting whether that column holds numbers, dates or text.

A 50-item bucket list in eight categories. Tick items, watch the percentage move, and keep it across reloads.